Modular Construction Insured Lending

SOL #: NOF-2026-001Sources Sought

Overview

Buyer

Housing And Urban Development

Housing And Urban Development, Department Of

CPO : IT OPERATIONS SUPPORT DIVISION; NOF

Washington, DC, 20410, United States

Place of Performance

Place of performance not available

NAICS

Commercial Banking (522110)

PSC

Banking Services(includes Accepting And Cashing Government Checks And Other Payment Instruments, Accepting Direct Deposits, Accepting Payments To The Government From The Public) (R711)

Set Aside

No set aside specified

Original Source

https://sam.gov/opp/a2d115bed8b6462787b7e71fc891a272/view

Timeline

Posted

Dec 19, 2025

Last Updated

Jan 16, 2026

Response Deadline

Jan 19, 2026, 7:00 PM

Qualification Details

Fit reasons

NAICS alignment with historical contract wins in similar service areas.
Scope strongly matches core technical capabilities and delivery model.

Risks

Past performance thresholds may require one additional teaming partner.
Potential clarification needed on staffing minimums before bid/no-bid.

Next steps

Validate eligibility requirements, assign capture owner, and schedule partner outreach to confirm teaming strategy before submission planning.

Quick Summary

The Department of Housing and Urban Development (HUD) is conducting market research via a Sources Sought notice for a Modular Construction Insured Lending Demonstration. The goal is to identify contractors capable of designing and implementing a loan guarantee program to increase financing availability for developers and manufacturers of modular homes, thereby reducing perceived lending risks. Responses are due January 23, 2026.

Scope of Work

HUD's Office of Policy Development & Research seeks a contractor to:

Design and implement a loan guarantee program for modular home manufacturers and developers.
Reduce the perceived risk associated with lending to this sector during the manufacturing period.
Manage the iterative use of demonstration funds and minimize financial risks.
Provide regular progress updates and collaborate with an independent evaluator. The demonstration aims to increase access to capital, driving volume and efficiency in modular home manufacturing. The contractor will cover the first loss tranche of loans, with a private insurer covering the second.

Contract & Timeline

Type: Sources Sought / Market Research
PSC Code: R711 (Banking Services)
NAICS Code: 541611 (Management and Financial Consulting)
Duration: Demonstration expected to sustain for two to five years.
Place of Performance: Contractor's facility.
Response Due: January 23, 2026, 2 PM ET.
Published: January 16, 2026.

Eligibility & Set-Aside

This is a market survey. Based on responses, the requirement may be set-aside for small businesses or procured through full and open competition. Multiple awards may be made.

Submission & Evaluation

This is a request for capability information, not a request for proposals. Submissions are voluntary. Interested parties should provide:

Organization name, address, email, website, telephone, size, and ownership type.
Tailored capability statements addressing organizational and staff capability, including subcontracting or teaming arrangements. The government will evaluate market information to assess potential market capacity, ability to secure resources, implement project management plans, and provide services under a performance-based contract.