RFI - Fraud Detection and Payment Integrity Tools

Request for Information (RFI)

This RFI seeks market research from vendors capable of supporting the Office of the Chief Information Officer (OCIO) with Fraud Detection and Payment Integrity Tools. The goal is to find a solution that will help reduce improper payments, fraud losses, and operational inefficiencies while maintaining compliance with federal security and privacy requirements.

• The Performance Work Statement (PWS) outlines the need for a solution to reduce improper payments, fraud losses, and operational inefficiencies.

• Vendors must review the entire requirement and only respond if fully capable of satisfying all aspects.

• The Period of Performance is to be determined.

• This is an RFI for market research purposes, not a solicitation. No solicitation is currently available.

• Responses are due no later than 10:00 AM ET, June 15, 2026.

• Submissions must be sent in writing to jason.schofield@treasury.gov and paul.white2@treasury.gov.

• The subject line must include: “RFI: 2032L226N00008, Fraud Detection and Payment Integrity Tools - JS/PW”.

• Questions will not be entertained at this RFI stage; they will be fielded during a future RFQ period.

• Quotations will not be accepted at this time.

1. Company name, location, business size, socioeconomic category, point of contact (name, email, phone).
2. GSA contract or other vehicle information (schedule/GWAC number, NAICS Codes, applicable SIN).
3. A general capabilities statement demonstrating vendor capability, standard lines of business, experience, and a technical narrative addressing PWS requirements.

• Microsoft Office compatible documents are acceptable.

• The following file extensions are not allowable: .bat, .cmd, .com, .exe, .pif, .rar, .scr, .vbs, .hta, .cpl, and .zip.

• Not specified in this RFI.

• This notice does not restrict the Government to an ultimate acquisition approach.

• Responses to this RFI are not considered requests for contract award.

• Interested parties must respond separately to any future solicitation.

Statement of Objectives (SOO) / Capability Requirements

The U.S. Department of the Treasury is seeking commercially available capabilities and related professional services to identify, score, explain, verify, and operationalize fraud and improper-payment risk before payments, benefits, grants, refunds, awards, or other Treasury-supported disbursements occur.

The required capabilities are organized into two related areas:

1. Fraud Detection and Identity-Risk Assessment: Focuses on identifying and assessing potentially fraudulent, suspicious, synthetic, or high-risk identities, entities, behaviors, devices, account changes, transactions, or related indicators prior to payment determination or disbursement. Outputs may include risk scores, alerts, explanations, and dashboards.
2. Payment Verification and Payment Integrity: Focuses on validating payments, payees, accounts, ownership, and matching against payment-control and account-validation requirements. This area is more deterministic and payment-control-oriented, focusing on account status, payee-to-account matching, and prior payment history to determine if a payment should proceed, be flagged, or returned.

• Identity and entity resolution

• Synthetic and first-person identity fraud risk scoring

• Death risk scoring

• Watchlist, sanctions, and compliance indicators

• Contact, channel, device, session, behavioral, and network risk indicators

• Explainable score drivers and review-support outputs

• Model governance, fairness, monitoring, and performance management controls

• Routing number and account-number validation

• Bank-account status validation (open, closed, invalid, etc.)

• Account-owner authentication and payee-to-account matching

• Account and exception-history review (prior payments, returns, claims)

• Orchestration across Government-approved bank-network, financial-agent, and commercial sources

• Machine-readable results with detailed evidence and operational summaries

• Real-time, near-real-time, and batch processing modes

• Fraud Detection: Sustained throughput >500 transactions per second (real-time/near-real-time); support for large file/bulk query processing (batch).

• Payment Verification: Sustained high-volume operation supporting surge capacity >1,000 transactions per second (real-time); daily batch processing.

• Availability: 24/7/365 for real-time use cases.

• Compliance with federal security, privacy, and data-handling requirements (NIST 800-53, FISMA, FedRAMP).

• Secure ingestion, processing, storage, transmission, and disposal of sensitive data.

• Prohibition of unauthorized reuse or model training on Government data.

• Separate lane for services including retrospective analysis, taxonomy development, baseline analysis, KPI development, and pilot support for both capability families.

Request for Information (RFI)

This RFI seeks information from capable vendors to support the Office of the Chief Information Officer (OCIO) with Fraud Detection and Payment Integrity Tools. The goal is to reduce improper payments, fraud losses, and operational inefficiencies while maintaining federal security and privacy compliance. This is for market research purposes only and is not a solicitation.

The draft Performance Work Statement (PWS) outlines the requirement for a solution to address improper payments, fraud losses, and operational inefficiencies, ensuring compliance with federal security and privacy requirements.

• Deadline: Responses are due by 10:00 AM ET, June 15, 2026.
• Submission Method: Email responses to jason.schofield@treasury.gov and paul.white2@treasury.gov.
• Subject Line: "RFI: 2032L226N00008, Fraud Detection and Payment Integrity Tools - JS/PW"

Qualified contractors must provide:

• Company name, location, contact information (including POC name, email, phone).

• Business size and socioeconomic category.

• GSA contract or other vehicle information (schedule/GWAC, NAICS Codes, SIN).

• A general capabilities statement describing lines of business and experience.

• A technical narrative addressing each requirement in the PWS.

• This is an RFI, not a solicitation. No quotations will be accepted at this time.

• Questions will not be entertained for this RFI; Q&A will be handled during a future RFQ period.

• Certain file extensions (.bat, .cmd, .com, .exe, .pif, .rar, .scr, .vbs, .hta, .cpl, .zip) are not allowable for submissions.

• Microsoft Office compatible documents are acceptable.

• Responses to this RFI do not guarantee consideration for future contract awards. Vendors must respond separately to any future solicitation.