Death in Service Insurance Cover
Overview
Buyer
Place of Performance
NAICS
PSC
Set Aside
Original Source
Timeline
Qualification Details
Fit reasons
- NAICS alignment with historical contract wins in similar service areas.
- Scope strongly matches core technical capabilities and delivery model.
Risks
- Past performance thresholds may require one additional teaming partner.
- Potential clarification needed on staffing minimums before bid/no-bid.
Next steps
Validate eligibility requirements, assign capture owner, and schedule partner outreach to confirm teaming strategy before submission planning.
Quick Summary
The U.S. Embassy London requires a Firm Fixed-Price contract for Death in Service Life Insurance Cover for its Locally Employed (LE) Staff and Official Residence Expenditure (ORE) staff in the United Kingdom. This solicitation seeks proposals from companies specializing in employee life insurance. Proposals are due February 26, 2026, at 17:00 GMT.
Scope of Work
The contractor will provide life insurance coverage for eligible LE Staff and ORE employees across the U.S. Embassy London, U.S. Consulate General Belfast, and Consulate General Edinburgh.
- Coverage: Natural or accidental death.
- Benefit: 3.5 times the pensionable salary, paid to beneficiaries or estate.
- Eligibility: Full-time, part-time, or WAE LE Staff under the Local Compensation Plan, and ORE employees. Coverage is guaranteed for eligible employees up to age 75, with no evidence of insurability required. Employees on statutory or short-term sick leave are considered actively at work.
- Exclusions: No benefits for war-related deaths (as defined), employees aged 75+, or dependents. No disability benefit.
- Premiums: U.S. Government pays 100% for LE Staff; ORE employers pay 100% for ORE staff. Benefits and premiums are paid in pounds sterling (£).
Contract & Timeline
- Type: Firm Fixed-Price Purchase Order.
- Duration: April 6, 2026, to April 5, 2027 (one year).
- Set-Aside: Not a Small Business Set-Aside.
- Questions Due: February 13, 2026, 17:00 GMT.
- Proposals Due: February 26, 2026, 17:00 GMT.
- Published: February 18, 2026.
Key Requirements
Offerors must be registered in the SAM.gov database prior to proposal submission. Bids are accepted from registered UK insurance brokers, who must clearly identify the service provider. Submission includes:
- Completed SF-18 form.
- Company brochure/literature demonstrating capability.
- Evidence of UK business registration for insurance.
- Evidence of SAM registration. Invoicing will be quarterly in arrears, with standard 30-day payment terms. VAT must be indicated separately.
Evaluation
Award will be made to the lowest priced, technically acceptable, responsible contractor possessing all required licenses and certifications to offer employee life insurance in the UK. The Government may award based on initial offers without discussion.
Additional Notes
The Government will provide employee data (age, gender, salary, location, occupation) for underwriting. Coverage is compulsory and employer-paid. The incumbent insurer is Met Life; the government does not pay commission.